Great rates, easy account access, and security: This is one extraordinary way to save!

BrioDirect offers market-leading savings and CD rates, online banking and the peace of mind that comes with knowing your money is safe and secure.

Great Rates
At BrioDirect, we make sure our online bank’s savings and CD rates are among the best around so you can be confident your money is working harder for you.

Easy Account Opening
Apply to open a BrioDirect high-yield savings account or CD in minutes. All you need is your contact information, driver’s license, U.S. passport or state I.D. and Social Security number.

Convenient Money Management
Keep track of your BrioDirect savings account or CD balances anytime from anywhere using online or mobile banking. If you’d rather speak to one of our client service representatives, simply call us toll free at 877-369-BRIO weekdays, 8 a.m. to 8 p.m. ET, or on Saturday, 8:30 a.m. to 3 p.m. ET.

Account Security
Your security is our top priority, so we use technology and protocols to help ensure secure online account opening, online and mobile banking.

Financial Strength & Stability
BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is a strong financial institution with more than $30 billion in assets. It is rated one of “America’s 100 Best Banks” by Forbes and an FDIC insured institution. Your account is provided by Sterling National Bank, and you will be a Sterling National Bank client so you know your money is safe and secure.

Money Market Account

0.55 APY*
  • Rate available for all tiers


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High-Yield 12-Month CD

0.45 APY**
  • Open yours with just $500
  • Guaranteed rate of return over 12 months


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High-Yield 9-Month CD

0.30 APY**
  • Great rate fixed for the entire term
  • Open yours with just $500


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* The Annual Percentage Yield (APY) and the corresponding tiers for BrioDirect Money Market are as follows: 0.55% ($0.01-$24,999) and 0.55% ($25,000-$99,000) and 0.55% ($100,000 and above). These APYs are accurate as of 01/18/2022. Rates are subject to certain terms and conditions. These rates are variable and may change after the account is open. Fees may reduce earnings. A minimum of $100.00 is required to open the account.

** Annual Percentage Yield (APY) is accurate as of 01/18/2022. Rate is subject to certain terms and conditions. You must deposit at least $500 to earn the disclosed APY. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. Offer can be revoked at any time.

All deposit products are provided by Sterling National Bank, an insured FDIC institution. BrioDirect is a sub-brand of Sterling National Bank. Sterling National Bank operates under the trade name BrioDirect. This trade name is used by, and refers to, Sterling National Bank, a single FDIC-insured bank.

Accounts that are opened via and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank.