Extraordinary rates for your extraordinary life.

Online high-yield savings and CDs designed to help you thrive.

Money Market Account

0.55 APY*
  • Rate available for all tiers

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High-Yield 12-Month CD

0.45 APY**
  • Open yours with just $500
  • Guaranteed rate of return over 12 months

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High Yield CDs

0.30 APY**
0.15 APY**
0.25 APY**
9 mo
5 mo
3 mo

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Great rates plus convenience and security equal one extraordinary way to save!

Why BrioDirect?

BrioDirect offers great rates and the peace of mind that comes with knowing your money is safe and secure. BrioDirect is powered by Sterling National Bank, rated one of “America’s 100 Best Banks” by Forbes and an insured FDIC institution. When you open your account online, it is provided by Sterling National Bank, and you will be a client of Sterling National Bank, an institution you can count on to be here to help you achieve your savings goals today—and tomorrow.

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Frequently asked questions

Is opening a BrioDirect account simple?

Yes! You can complete a BrioDirect account application online in minutes.

What do I need to open my account?

You just need your contact information, driver’s license, passport or state I.D. and Social Security number.

How do I make my initial deposit?

The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.

Have a question about how ACH works? Please call 877-369-BRIO and speak to a client service representative.

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Convenient. Safe. Simple.

Gain greater freedom here.

Manage your money anytime from anywhere with Sterling’s Personal Mobile Banking app. It’s secure, convenient, and easy to use.

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* The Annual Percentage Yield (APY) and the corresponding tiers for BrioDirect Money Market are as follows: 0.55% ($0.01-$24,999) and 0.55% ($25,000-$99,000) and 0.55% ($100,000 and above). These APYs are accurate as of 10/16/2021. Rates are subject to certain terms and conditions. These rates are variable and may change after the account is open. Fees may reduce earnings. A minimum of $100.00 is required to open the account.

** Annual Percentage Yield (APY) is accurate as of 10/16/2021. Rate is subject to certain terms and conditions. You must deposit at least $500 to earn the disclosed APY. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. Offer can be revoked at any time.

All deposit products are provided by Sterling National Bank, an insured FDIC institution. BrioDirect is a sub-brand of Sterling National Bank. Sterling National Bank operates under the trade name BrioDirect. This trade name is used by, and refers to, Sterling National Bank, a single FDIC-insured bank.

Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank.