Penalty Amounts
Terms of 30 days or lessPenalty will be 30 days interest, whether or not earned
Terms of 12 months or lessPenalty will be 90 days interest, whether or not earned
Terms of 18 months or more but less than 60 monthsPenalty will be 9 months interest, whether or not earned
Terms of 60 months or morePenalty will be 12 months interest, whether or not earned
ProductDisclosure
30 Day CDView Disclosure
3 Month CDView Disclosure
5 Month CDView Disclosure
9 Month CDView Disclosure
12 Month CDView Disclosure
18 Month CDView Disclosure
24 Month CDView Disclosure
30 Month CDView Disclosure
36 Month CDView Disclosure
48 Month CDView Disclosure
60 Month CDView Disclosure
Savings AccountView Disclosure

All savings deposit products are provided by Sterling National Bank, an insured FDIC institution. BrioDirect is a sub-brand of Sterling National Bank. Sterling National Bank operates under the trade name BrioDirect. This trade name is used by, and refers to, a single FDIC-insured bank.

Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank.