Great rates mean the more you save, the more you earn.

Money Market Account

0.55 APY*
  • Rate available for account balances up to $24,999

Apply Now

Money Market Account

0.55 APY*
  • Rate available for account balances of $25,000+

Apply Now

Give your savings an extra boost with BrioDirect

Jump-start your savings with BrioDirect’s Money Market Savings Account.

  • No monthly maintenance or wire-in fees
  • Online and mobile banking convenience for easy, 24/7 access
  • Make up to six no-fee withdrawals or transfers each month via online banking or ACH
  • E-statements so you can track it all
  • The safety and security of FDIC insurance

Open a BrioDirect High-Yield Money Market Today: It’s Simple!

It’s easy to open a BrioDirect high-yield money market account: Complete an online account application right now in minutes. All you need is your contact information, driver’s license, passport or state I.D. and Social Security number.

Frequently Asked Questions

Why should I choose a BrioDirect high-yield money market?

You’ll get a no-fee Money Market account with a tiered structure that rewards you for higher balances.

Is opening a BrioDirect account simple?

Yes! You can complete a BrioDirect account application online in minutes.

What do I need to open my account?

You just need your contact information, driver’s license, passport or state I.D. and Social Security number.

Are there transaction limitations with the BrioDirect high-yield money market account?

Yes. Like all money market accounts, you may only make up to six (6) surcharge-free withdrawals or transfers from your account per statement cycle. (If you exceed that limit, a $10 fee applies.)

Does the BrioDirect high-yield money market charge account maintenance fees?

No. There is no minimum balance fee, monthly maintenance fee, wire-in fee.

Can I access my money market funds via debit card?

You can link your money market account to your BrioDirect checking account’s MasterCard® debit card for even greater convenience.

Does the BrioDirect high-yield money market offer checks?

No, this account does not offer checks.

How do I make my initial deposit?

The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.

Have a question about how ACH works? Please call 877-369-BRIO and speak to a client service representative.

How do I manage my account?

We offer online banking and mobile banking so you can manage your BrioDirect account anytime from virtually anywhere. You also can easily track your transactions via complimentary e-statements. (There is a $5 fee for paper statements, however.)

How do I transfer money into, or out of, my BrioDirect online checking or savings account?

You can transfer funds between your BrioDirect account and another bank using our External Transfers feature, or call 877-369-BRIO and one of our knowledgeable client service representatives will be happy to assist you.

Is my money safe and secure with BrioDirect?

BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is rated one of “America’s 100 Best Banks” by Forbes and an FDIC insured institution. Your deposit account is provided by Sterling National Bank, and you will be a Sterling National Bank client when you open your account.

What is APY?

The annual percentage yield (APY) means a percentage rate reflecting the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Simply put, APY is the projected interest earned if the account is untouched for the year.

I already have a deposit account with Sterling National Bank. How does this impact my FDIC insurance coverage?

Accounts that are opened via briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank. If you have a question about your FDIC insurance coverage, please call 877-369-BRIO and speak to a client service representative.

* The Annual Percentage Yield (APY) and the corresponding tiers for BrioDirect Money Market are as follows: 0.55% ($0.01-$24,999) and 0.55% ($25,000-$99,000) and 0.55% ($100,000 and above). These APYs are accurate as of 07/30/2021. Rates are subject to certain terms and conditions. These rates are variable and may change after the account is open. Fees may reduce earnings. A minimum of $100.00 is required to open the account.

All deposit products are provided by Sterling National Bank, an insured FDIC institution. BrioDirect is a sub-brand of Sterling National Bank. Sterling National Bank operates under the trade name BrioDirect. This trade name is used by, and refers to, Sterling National Bank, a single FDIC-insured bank.

Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank.