18 Month CD

1.35 Percent APY*

High-Yield 18-Month CD

Earn more with with our 18-month certificate of deposit (CD).

  • One of the best rates around
  • Great guaranteed rate of return over 18 months
  • Keep track of your CD with online and mobile banking
  • Open one with just $500
Apply Now

Open a High-Rate 18-Month CD Today: It’s Simple!

Complete an online application right now in minutes. All you need is your contact information, driver’s license, passport or state I.D. and Social Security number.

Get access to our mobile banking app.

Gain greater freedom here.

Our new mobile banking app is here to help you make your banking easier and more efficient.

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Frequently Asked Questions

Why should I choose a BrioDirect high-yield CD?

We offer great rates, which can make a BrioDirect CD an excellent way to achieve your savings goals.

Is opening a BrioDirect account simple?

Yes! You can complete a BrioDirect account application online in minutes.

What do I need to open my account?

All you need is a smart phone, your contact information, driver’s license, passport or state I.D. and Social Security number.

How do I make my initial deposit?

The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.

Have a question about how ACH works? Please call 877.369.BRIO and speak to a client service representative.

Is my money safe and secure with BrioDirect?

BrioDirect is the online brand of Webster Bank, a FDIC insured institution. Your deposit account is provided by Webster Bank, and you will be a Webster Bank client when you open your account.

Is there a penalty if I take my money out of a CD?

Yes, if you take money out of a CD before the end of its term, you will be subject to an early withdrawal penalty. Please view product disclosures for details.

I already have a deposit account with Webster Bank. How does this impact my FDIC insurance coverage?

Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Webster Bank accounts. Deposits in these accounts are made with Webster Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider all accounts maintained with Webster Bank, N.A., such as CD, checking, savings, BrioDirect online accounts and cash held in health benefits accounts with HSA Bank.

What are fixed rate products?

Fixed rate products allow clients to lock in a particular rate upon opening the account, for a set amount of time. BrioDirect High-Yield CDs are fixed-rate products. Early withdrawal penalties apply. We have many terms available! Pick a term that works best for your savings goals. View Terms

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Find an Account That Works For You

Promo 12-Month CD

5.35 Percent APY*
  • Open yours with just $500
  • See eligibility requirements for the Promo High-Yield 12-Month CD***

Apply Now

High-Yield 24-Month CD

2.30 Percent APY*
  • Great rate fixed for the entire term
  • Open yours with just $500

Apply Now

*Annual Percentage Yield (APY) is accurate as of 12/4/2023. Rate is subject to certain terms and conditions. You must deposit at least $500 to open the CD and earn the disclosed APY. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. Offer can be revoked at any time.

***Eligibility Requirements for Promo High-Yield 12-Month CD of 5.35% APY:

  • The Promo High-Yield 12-Month CD is only available for new accounts opened on or after 12/4/2023.
  • This Certificate of Deposit will renew automatically at maturity. Webster Bank will allow a 10-day grace period after the maturity date to deposit or withdraw funds without penalty. If no changes are made to the account, the account will renew to a 12-month certificate of deposit at the standard, non-promotional rate in effect at the time of renewal.

All deposit products are provided by Webster Bank, N.A. ("Webster Bank"), an insured FDIC institution. BrioDirect is a sub-brand of Webster Bank. Webster Bank operates under the trade name BrioDirect. This trade name is used by, and refers to, Webster Bank, a single FDIC-insured bank.

Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Webster Bank accounts. Deposits in these accounts are made with Webster Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider all accounts maintained with Webster Bank, N.A., such as CD, checking, savings, BrioDirect online accounts and cash held in health benefits accounts with HSA Bank.

If you need assistance, please call 877.369.BRIO

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